<?xml version="1.0" encoding="utf-8"?><!--
WARNING: This is not a valid XBRL taxonomy; it is only an experimental view of another
possible way of specifying taxonomies that are tree structures. Emphasis is made on
leveraging features of XML syntax for clarity and human readability. The XSLT used to
generate this document is meant for a taxonomy that consists of a tree structure, which
requires that 1) there is only one rollup per type, and 2) there is one root that doesn't
have a rollup, and 3) no rollups ultimately point to themselves. Note that the default*
attributes on the root element provide another level of "cleaning up". Where a value
is not the default, it is explicitly provided inline (including label elements). Also
note that all reference elements have been relegated to an "appendix", referred to
individually by referenceID attributes where applicable.
    --><!--
In this particular taxonomy, it's possible that element names are not unique, because
the "removeDots" flag was set to 'yes' (default), when the stylesheet was applied to the
original taxonomy document. Exactly how XBRL instance documents would then refer to this
"taxonomy" is not yet clear - perhaps with something like XPointer and XPath expressions.
Note that by using a tree structure, elements have an identity outside their name alone -
their context within the tree. Thus, they need not have unique element names, if there's
another way to reference them from instance documents. This would remove the need for the
visually redundant parent.child naming convention, which itself does not guarantee
uniqueness without potentially needing to arbitrarily change names in a taxonomy.
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xbrl:referenceID="d1e655"/></interestAndDividendIncomeOnSecurities><interestIncomeFromTradingAssets xbrl:weight="1" xbrl:type="monetary" xbrl:label="Interest income from trading assets" xbrl:referenceID="d1e671"/><interestIncomeOnFederalFundsSold xbrl:weight="1" xbrl:type="monetary" xbrl:label="Interest income on federal funds sold and securities purchased under agreements to resell" xbrl:referenceID="d1e687"/><otherInterestIncome xbrl:weight="1" xbrl:type="monetary" xbrl:label="Other interest income" xbrl:referenceID="d1e703"/></interestIncome><interestExpense xbrl:label="Interest Expense" xbrl:referenceID="d1e719"><interestOnDeposits xbrl:weight="1" xbrl:type="monetary" xbrl:label="Interest on deposits"><interestOnDepositsInDomesticOffices xbrl:weight="1" xbrl:type="monetary" xbrl:label="Interest on deposits in domestic offices"><transactionalAccounts xbrl:weight="1" xbrl:type="monetary" xbrl:label="Transaction accounts (NOW accounts, ATS accounts, and telephone and preauthorized 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xbrl:referenceID="d1e967"/><investmentBankingAdvisoryBrokerageUnderwritingFees xbrl:weight="1" xbrl:type="monetary" xbrl:label="Investment banking, advisory, brokerage, and underwriting fees and commissions" xbrl:referenceID="d1e983"/><ventureCapitalRevenue xbrl:weight="1" xbrl:type="monetary" xbrl:label="Venture capital revenue" xbrl:referenceID="d1e999"/><netServiceFees xbrl:weight="1" xbrl:type="monetary" xbrl:label="Net service fees" xbrl:referenceID="d1e1015"/><netSecuritizationIncome xbrl:weight="1" xbrl:type="monetary" xbrl:label="Net securitization income" xbrl:referenceID="d1e1031"/><insuranceSommissionsAndFees xbrl:weight="1" xbrl:type="monetary" xbrl:label="Insurance commissions and fees" xbrl:referenceID="d1e1047"/><loansAndOtherCreditRelatedFees xbrl:weight="1" xbrl:type="monetary" xbrl:label="Loans and other credit-related fees" xbrl:referenceID="d1e1063"/><netGainsOnSalesOfLoans xbrl:weight="1" xbrl:type="monetary" xbrl:label="Net gains (losses) on sales of loans" xbrl:referenceID="d1e1079"/><netGainsOnSalesOfOtherRealEstateOwned xbrl:weight="1" xbrl:type="monetary" xbrl:label="Net gains (losses) on sales of other real estate owned" xbrl:referenceID="d1e1095"/><netGainsOnSalesOfOtherAssets xbrl:weight="1" xbrl:type="monetary" xbrl:label="Net gains (losses) on sales of other assets (excluding securities)" xbrl:referenceID="d1e1111"/><otherNoninterestIncome xbrl:weight="1" xbrl:type="monetary" xbrl:label="Other noninterest income" xbrl:referenceID="d1e1127"/></nonInterestIncome><noninterestExpense xbrl:weight="1" xbrl:type="monetary" xbrl:label="Noninterest expense" xbrl:referenceID="d1e1143"><salariesAndEmployeeBenefits xbrl:weight="1" xbrl:type="monetary" xbrl:label="Salaries and employee benefits" xbrl:referenceID="d1e1159"/><expensesOfPremisisAndFixedAssets xbrl:weight="1" xbrl:type="monetary" xbrl:label="Expenses of premises and fixed assets (net of rental income)" xbrl:referenceID="d1e1175"/><amortizationExpenseOfIntangibleAssets 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